"It's like this, if you don't like money, than do not continue to read this. If you do like money and I know you do, everyone does, then take my advice. Check out Crystal Pittman Insurance Agency. What will it hurt to get a quote for some possible savings. Crystal saved us a combined $1,700 between home and auto last summer. This dropped our mortgage $170 a month this year between a surplus in escrow last year from the savings and my lower rate this year. Both home and auto coverages have remained the same and actually increased coverage of our home. Take my advice and give them a call. You just might be throwing good money away every month like we were. I highly recommend you give them a call!"